Finance
Spread the cost with flexible finance
We are partnered with established credit brokers Ideal4Finance, so you can spread the cost of your purchase with monthly payments.
How it works
- 01
Agree a deposit
A deposit may be required. We agree the amount with you before you begin.
- 02
Apply online
Complete a short application with Ideal4Finance from any device.
- 03
Quick decision
Decisions are made quickly, based on your circumstances and credit profile.
Finance options
Fixed rate finance at 15.99% APR, over a term that suits you.
- 24 months
- 36 months
- 48 months
- 60 months
- 84 months
- 120 months
Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated Excellent.
You can apply online, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
Representative example
A £3,000 purchase with a 25% deposit, paid over five years
- Purchase amount
- £3,000
- Deposit (25%)
- £750
- Total credit
- £2,250
- Interest rate (fixed)
- 15.99% APR
- Loan duration
- 60 months
- Monthly repayment
- £54.60
- Total repayable
- £3,275.77
- Total cost
- £4,025.77
The representative example provides an indication only. Exact details are given at the application stage.
Ready to apply?
Need help with your application? Call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
Lama Jewellers Limited is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.